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While you may think you can install new floors yourself, it’s critical to choose a professional and licensed installer. That way, you can rest assured that you’ll get the results you expect. It’s best to avoid hiring a contractor based only on the price. It could cost more in the long run because it is challenging to resolve issues created by an uncertified installer. There are several reasons to choose an insured and licensed flooring installer, including protecting yourself.

What If They Do Not Have a License?

To start a flooring business, a company has to get a license. That requires the contractor to complete the necessary training and demonstrate the needed skills. The contractor also has to pursue continuing education to keep the license. Of course, a license is not a 100% assurance that the contractor is the best in the trade. However, consider that a disreputable flooring installer is less likely to have a license.

Need for Insurance

It is equally important for the flooring company to have insurance. That way, if someone becomes injured at the worksite, the policy is there to provide coverage. If that contractor doesn’t have insurance, you might be liable for the injuries. Your homeowner’s insurance might not cover the claim if you know the company doesn’t have insurance.

When a contractor has general liability insurance, you are also better protected against damages to your home. Those might include:

  • A basement flood
  • A sewer line collapse
  • Scratches on the hardwood floor

Many things can go wrong on a worksite, and often, neither the homeowner nor installer is at fault. But if your installer is not certified, you might get charged for more than the flooring’s cost if there are problems. You could be liable for both health risks and injuries.

Industry Standards: Staying Protected

Licensed installers get the job done according to trade association standards. Those standards cover the following:

  • Planning the pattern and layout for detailed cuts
  • Offering a written price quote
  • Properly preparing the subflooring
  • Using high-quality fasteners to attach the flooring
  • Acclimating the wood flooring as needed
  • Creating the pattern that the client wants, even if it is very intricate

Some trade association members must do continuing education classes each year. That way, they can maintain their certification and insurance. Continuing education also ensures that flooring installers have the needed skills to install quality floors for their clients.


Closing Thoughts

It is not cheap to have floors installed, but don’t feel tempted to go with the most affordable option. Instead, consider going with an insured and licensed contractor. Then, it’s less likely you’ll encounter any problems with your home improvement project.